NSE ScannerUTI Mutual Fund · Solution Oriented · Retirement · Regular plan
UTI Retirement Fund - Regular Plan - Growth
₹49.2011NAV on 30 Oct 2026Expense ratio 1.63%
29 Oct 2025NAV low 47.86 · high 51.24-2.6%
In plain words
Over 3 years it returned +7.8% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -6.4%.
On 3-year return it ranks 15 of 26 funds in Retirement.
A monthly SIP over 10 years ended ₹68,038 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +1.9% |
| 3 months | -3.2% | -5.1% |
| 6 months | -0.7% | -3.2% |
| 1 year | -2.3% | -10.2% |
| 3 years (yearly) | +7.8% | +7.4% |
| 5 years (yearly) | +7.5% | +6.5% |
| 10 years (yearly) | +8.0% | +11.3% |
| Since start (yearly) | +4.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,605 | -3.3% |
| 3 years | ₹3,60,000 | ₹3,76,039 | +2.7% |
| 5 years | ₹5,90,000 | ₹6,94,290 | +6.4% |
| 10 years | ₹11,90,000 | ₹18,29,930 | +8.3% |
Other plan of this fund: UTI Retirement Fund - Direct Plan - Growth