NSE ScannerUTI Mutual Fund · Equity · Sectoral / Thematic · Direct plan
UTI - Banking and Financial Services Fund - Direct Plan - Growth
₹212.5658NAV on 30 Oct 2026Expense ratio 1.45%
29 Oct 2025NAV low 197.36 · high 236.38-5.9%
In plain words
Over 3 years it returned +12.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -16.5%.
On 3-year return it ranks 78 of 139 funds in Sectoral / Thematic.
A monthly SIP over 10 years ended ₹1,24,699 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -1.9% | +1.9% |
| 3 months | -5.5% | -5.1% |
| 6 months | -1.1% | -3.2% |
| 1 year | -5.4% | -10.2% |
| 3 years (yearly) | +12.0% | +7.4% |
| 5 years (yearly) | +9.6% | +6.5% |
| 10 years (yearly) | +10.2% | +11.3% |
| Since start (yearly) | +11.1% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,14,730 | -7.1% |
| 3 years | ₹3,60,000 | ₹3,87,991 | +4.7% |
| 5 years | ₹5,90,000 | ₹7,54,095 | +9.6% |
| 10 years | ₹11,90,000 | ₹20,88,770 | +10.8% |
Other plan of this fund: UTI - Banking and Financial Services Fund - Regular Plan - Growth