NSE ScannerUTI Mutual Fund · Equity · Sectoral / Thematic · Regular plan
UTI - Banking and Financial Services Fund - Regular Plan - Growth
₹184.104NAV on 30 Oct 2026Expense ratio 2.38%
29 Oct 2025NAV low 171.91 · high 206.11-6.9%
In plain words
Over 3 years it returned +10.8% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -16.6%.
On 3-year return it ranks 78 of 139 funds in Sectoral / Thematic.
A monthly SIP over 10 years ended ₹1,24,699 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -1.9% | +1.9% |
| 3 months | -5.7% | -5.1% |
| 6 months | -1.6% | -3.2% |
| 1 year | -6.3% | -10.2% |
| 3 years (yearly) | +10.8% | +7.4% |
| 5 years (yearly) | +8.5% | +6.5% |
| 10 years (yearly) | +9.0% | +11.3% |
| Since start (yearly) | +12.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,14,038 | -8.0% |
| 3 years | ₹3,60,000 | ₹3,81,313 | +3.6% |
| 5 years | ₹5,90,000 | ₹7,31,977 | +8.4% |
| 10 years | ₹11,90,000 | ₹19,64,071 | +9.6% |
Other plan of this fund: UTI - Banking and Financial Services Fund - Direct Plan - Growth