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SBI CONSERVATIVE HYBRID FUND - Direct Plan - Growth
₹82.8503NAV on 31 Oct 2026Expense ratio 0.98%
30 Oct 2025NAV low 79.59 · high 84.69+2.1%
In plain words
Over 3 years it returned +8.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -3.0%.
On 3-year return it ranks 9 of 18 funds in Conservative Hybrid.
A monthly SIP over 10 years ended ₹58,783 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.9% | +1.9% |
| 3 months | -1.4% | -5.1% |
| 6 months | +1.1% | -3.2% |
| 1 year | +2.1% | -10.2% |
| 3 years (yearly) | +8.0% | +7.4% |
| 5 years (yearly) | +7.9% | +6.5% |
| 10 years (yearly) | +8.6% | +11.3% |
| Since start (yearly) | +9.4% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,211 | +1.6% |
| 3 years | ₹3,60,000 | ₹3,92,082 | +5.3% |
| 5 years | ₹5,90,000 | ₹7,12,040 | +7.3% |
| 10 years | ₹11,90,000 | ₹18,84,530 | +8.8% |
Top holdings (30 Sept 2026)
Fund size ₹10,107 crore · 108 holdings · 23.2% in equity
| Company | Industry | Weight |
|---|---|---|
| National Bank for Agriculture and Rural Development | [ICRA]AAA | 3.15% |
| Adani Power Ltd. | CRISIL AA | 2.96% |
| JTPM Metal Traders Ltd. | CRISIL AA | 2.94% |
| REC Ltd. | CRISIL AAA | 2.66% |
| Torrent Power Ltd. | CRISIL AA+ | 2.46% |
| Bajaj Housing Finance Ltd. | CRISIL AAA | 2.43% |
| Tata Power Company Ltd. | CRISIL AA+ | 2.42% |
| JSW JFE Kalinga Steel Ltd. | CRISIL AA | 2.32% |
| Aditya Birla Renewables Ltd. | CRISIL AA | 2.23% |
| LIC Housing Finance Ltd. | CRISIL AAA | 2.22% |
| LIC Housing Finance Ltd. | CRISIL AAA | 2.21% |
| Cholamandalam Investment & Finance Co. Ltd. | [ICRA]AA+ | 1.97% |
| Sundaram Finance Ltd. | CRISIL AAA | 1.97% |
| Kingfa Science & Technology India Ltd. | Industrial Products | 1.86% |
| GMR Airports Ltd. | CRISIL AA- | 1.86% |
Largest industries: CRISIL AAA 25.5%, CRISIL AA+ 12.2%, CRISIL AA 11.4%, [ICRA]AAA 4.6%, Industrial Products 3.4%, Banks 3.2%.
Other plan of this fund: SBI CONSERVATIVE HYBRID FUND - Regular Plan - Growth