NSE ScannerKotak Mahindra Mutual Fund · Debt · Credit Risk · Direct plan
Kotak Credit Risk Fund - Direct Plan - Growth
₹36.3056NAV on 30 Oct 2026Expense ratio 0.81%
29 Oct 2025NAV low 34.27 · high 36.4+5.9%
In plain words
Over 3 years it returned +8.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.5%.
On 3-year return it ranks 9 of 13 funds in Credit Risk.
A monthly SIP over 10 years ended ₹89,051 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +1.9% |
| 3 months | +0.8% | -5.1% |
| 6 months | +3.3% | -3.2% |
| 1 year | +6.0% | -10.2% |
| 3 years (yearly) | +8.3% | +7.4% |
| 5 years (yearly) | +6.6% | +6.5% |
| 10 years (yearly) | +7.2% | +11.3% |
| Since start (yearly) | +8.2% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,223 | +5.8% |
| 3 years | ₹3,60,000 | ₹4,06,218 | +7.6% |
| 5 years | ₹5,90,000 | ₹7,15,865 | +7.6% |
| 10 years | ₹11,90,000 | ₹17,24,208 | +7.2% |
Other plan of this fund: Kotak Credit Risk Fund - Regular Plan - Growth