TickerKhojKotak Mahindra Mutual Fund · Debt · Credit Risk · Regular plan
Kotak Credit Risk Fund - Regular Plan - Growth
₹31.9608NAV on 2 Nov 2026Expense ratio 1.73%
29 Oct 2025NAV low 30.37 · high 32+4.9%
In plain words
Over 3 years it returned +7.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.5%.
On 3-year return it ranks 9 of 13 funds in Credit Risk.
A monthly SIP over 10 years ended ₹89,051 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +1.9% |
| 3 months | +0.6% | -5.1% |
| 6 months | +2.8% | -3.2% |
| 1 year | +5.0% | -10.2% |
| 3 years (yearly) | +7.3% | +7.4% |
| 5 years (yearly) | +5.6% | +6.5% |
| 10 years (yearly) | +6.2% | +11.3% |
| Since start (yearly) | +7.3% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,520 | +4.8% |
| 3 years | ₹3,60,000 | ₹3,99,982 | +6.6% |
| 5 years | ₹5,90,000 | ₹6,97,985 | +6.6% |
| 10 years | ₹11,90,000 | ₹16,35,157 | +6.2% |
Other plan of this fund: Kotak Credit Risk Fund - Direct Plan - Growth