TickerKhojAditya Birla Sun Life Mutual Fund · Debt · Medium to Long Term · Direct plan
Aditya Birla Sun Life Medium to Long Term Fund - Direct Plan - Growth
₹138.7526NAV on 30 Oct 2026Expense ratio 0.69%
29 Oct 2025NAV low 135.15 · high 141.92+1.5%
In plain words
Over 3 years it returned +6.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -2.5%.
On 3-year return it ranks 12 of 12 funds in Medium to Long Term.
A monthly SIP over 10 years ended ₹43,044 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.8% | +1.9% |
| 3 months | -1.4% | -5.1% |
| 6 months | +1.4% | -3.2% |
| 1 year | +1.7% | -10.2% |
| 3 years (yearly) | +6.0% | +7.4% |
| 5 years (yearly) | +5.2% | +6.5% |
| 10 years (yearly) | +6.4% | +11.3% |
| Since start (yearly) | +7.4% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,892 | +1.2% |
| 3 years | ₹3,60,000 | ₹3,83,908 | +4.0% |
| 5 years | ₹5,90,000 | ₹6,71,717 | +5.1% |
| 10 years | ₹11,90,000 | ₹16,28,843 | +6.1% |
Top holdings (30 Sept 2026)
Fund size ₹1,734 crore · 64 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| Government of India (22/04/2064) | Sovereign | 12.47% |
| Government of India (18/05/2066) | Sovereign | 6.06% |
| 7.17% Tata Capital Housing Finance Ltd. (21/05/2030) ** | ICRA AAA | 4.18% |
| State Government Securities (27/03/2033) | Sovereign | 3.11% |
| 7.71% Tata Capital Housing Finance Ltd. (14/01/2028) ** | ICRA AAA | 2.87% |
| 7.44% National Bank for Agriculture and Rural Development (17/07/2029) | ICRA AAA | 2.86% |
| 7.27% National Bank for Agriculture and Rural Development (23/02/2029) ** | ICRA AAA | 2.85% |
| State Government Securities (04/09/2033) | Sovereign | 2.83% |
| State Government Securities (13/03/2034) | Sovereign | 2.82% |
| State Government Securities (04/06/2038) | Sovereign | 2.65% |
| 7.38% REC Ltd. (28/02/2029) | ICRA AAA | 2.58% |
| Government of India (12/06/2063) | Sovereign | 2.44% |
| Government of India (19/06/2053) | Sovereign | 1.94% |
| Government of India (18/08/2055) | Sovereign | 1.56% |
| State Government Securities (06/03/2034) | Sovereign | 1.49% |
Largest industries: Sovereign 59.6%, ICRA AAA 18.4%, CRISIL AAA 12.5%, CARE AAA 1.4%, CRISIL AAA(SO) 1.4%, CRISIL A1+ 1.4%.
Other plan of this fund: Aditya Birla Sun Life Medium to Long Term Fund - Regular Plan - Growth