TickerKhojAditya Birla Sun Life Mutual Fund · Debt · Medium to Long Term · Regular plan
Aditya Birla Sun Life Medium to Long Term Fund - Regular Plan - Growth
₹128.4651NAV on 2 Nov 2026Expense ratio 1.13%
3 Nov 2025NAV low 124.93 · high 130.97+1.6%
In plain words
Over 3 years it returned +5.5% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -2.6%.
On 3-year return it ranks 12 of 12 funds in Medium to Long Term.
A monthly SIP over 10 years ended ₹43,287 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.3% | +4.6% |
| 3 months | -1.2% | -3.8% |
| 6 months | +1.6% | -1.6% |
| 1 year | +1.6% | -8.1% |
| 3 years (yearly) | +5.5% | +8.0% |
| 5 years (yearly) | +4.8% | +6.5% |
| 10 years (yearly) | +5.9% | +11.7% |
| Since start (yearly) | +7.5% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,873 | +1.3% |
| 3 years | ₹3,60,000 | ₹3,80,880 | +3.7% |
| 5 years | ₹6,00,000 | ₹6,76,622 | +4.8% |
| 10 years | ₹12,00,000 | ₹16,02,387 | +5.6% |
Top holdings (30 Sept 2026)
Fund size ₹1,734 crore · 64 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| Government of India (22/04/2064) | Sovereign | 12.47% |
| Government of India (18/05/2066) | Sovereign | 6.06% |
| 7.17% Tata Capital Housing Finance Ltd. (21/05/2030) ** | ICRA AAA | 4.18% |
| State Government Securities (27/03/2033) | Sovereign | 3.11% |
| 7.71% Tata Capital Housing Finance Ltd. (14/01/2028) ** | ICRA AAA | 2.87% |
| 7.44% National Bank for Agriculture and Rural Development (17/07/2029) | ICRA AAA | 2.86% |
| 7.27% National Bank for Agriculture and Rural Development (23/02/2029) ** | ICRA AAA | 2.85% |
| State Government Securities (04/09/2033) | Sovereign | 2.83% |
| State Government Securities (13/03/2034) | Sovereign | 2.82% |
| State Government Securities (04/06/2038) | Sovereign | 2.65% |
| 7.38% REC Ltd. (28/02/2029) | ICRA AAA | 2.58% |
| Government of India (12/06/2063) | Sovereign | 2.44% |
| Government of India (19/06/2053) | Sovereign | 1.94% |
| Government of India (18/08/2055) | Sovereign | 1.56% |
| State Government Securities (06/03/2034) | Sovereign | 1.49% |
Largest industries: Sovereign 59.6%, ICRA AAA 18.4%, CRISIL AAA 12.5%, CARE AAA 1.4%, CRISIL AAA(SO) 1.4%, CRISIL A1+ 1.4%.
Other plan of this fund: Aditya Birla Sun Life Medium to Long Term Fund - Direct Plan - Growth