TickerKhojBank of India Mutual Fund · Debt · Short Term · Direct plan
BANK OF INDIA SHORT TERM FUND - Direct Plan - Growth
₹31.1037NAV on 2 Nov 2026Expense ratio 0.54%
3 Nov 2025NAV low 29.77 · high 31.14+4.5%
In plain words
Over 3 years it returned +7.5% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.6%.
On 3-year return it ranks 3 of 19 funds in Short Term.
A monthly SIP over 10 years ended ₹47,371 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.1% | +1.9% |
| 3 months | +0.5% | -5.1% |
| 6 months | +2.8% | -3.2% |
| 1 year | +4.5% | -10.2% |
| 3 years (yearly) | +7.5% | +7.4% |
| 5 years (yearly) | +10.8% | +6.5% |
| 10 years (yearly) | +5.7% | +11.3% |
| Since start (yearly) | +6.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,924 | +4.5% |
| 3 years | ₹3,60,000 | ₹3,97,369 | +6.5% |
| 5 years | ₹6,00,000 | ₹7,34,992 | +8.0% |
| 10 years | ₹12,00,000 | ₹17,19,582 | +7.0% |
Other plan of this fund: BANK OF INDIA SHORT TERM FUND - Regular Plan - Growth