TickerKhojBank of India Mutual Fund · Debt · Short Term · Regular plan
BANK OF INDIA SHORT TERM FUND - Regular Plan - Growth
₹28.3886NAV on 2 Nov 2026Expense ratio 1.19%
3 Nov 2025NAV low 27.33 · high 28.45+3.9%
In plain words
Over 3 years it returned +6.9% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.6%.
On 3-year return it ranks 3 of 19 funds in Short Term.
A monthly SIP over 10 years ended ₹47,371 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.0% | +4.6% |
| 3 months | +0.4% | -3.8% |
| 6 months | +2.5% | -1.6% |
| 1 year | +3.9% | -8.1% |
| 3 years (yearly) | +6.9% | +8.0% |
| 5 years (yearly) | +10.3% | +6.5% |
| 10 years (yearly) | +5.1% | +11.7% |
| Since start (yearly) | +5.9% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,517 | +3.9% |
| 3 years | ₹3,60,000 | ₹3,93,736 | +5.9% |
| 5 years | ₹6,00,000 | ₹7,24,152 | +7.5% |
| 10 years | ₹12,00,000 | ₹16,72,211 | +6.5% |
Other plan of this fund: BANK OF INDIA SHORT TERM FUND - Direct Plan - Growth