TickerKhojBank of India Mutual Fund · Equity · ELSS (Tax Saver) · Direct plan
BANK OF INDIA ELSS TAX SAVER FUND - Direct Plan - Growth
₹184.65NAV on 30 Oct 2026Expense ratio 1.16%
29 Oct 2025NAV low 171.57 · high 198.04-3.5%
In plain words
Over 3 years it returned +12.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -23.9%.
On 3-year return it ranks 12 of 37 funds in ELSS (Tax Saver).
A monthly SIP over 10 years ended ₹1,83,037 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -2.8% | +1.9% |
| 3 months | -3.6% | -5.1% |
| 6 months | -3.5% | -3.2% |
| 1 year | -3.1% | -10.2% |
| 3 years (yearly) | +12.0% | +7.4% |
| 5 years (yearly) | +10.4% | +6.5% |
| 10 years (yearly) | +15.5% | +11.3% |
| Since start (yearly) | +16.1% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,342 | -3.6% |
| 3 years | ₹3,60,000 | ₹3,71,181 | +1.9% |
| 5 years | ₹5,90,000 | ₹7,47,203 | +9.3% |
| 10 years | ₹11,90,000 | ₹26,43,018 | +15.2% |
Other plan of this fund: BANK OF INDIA ELSS TAX SAVER FUND - Regular Plan - Growth