Bank of India Mutual Fund · Equity · ELSS (Tax Saver) · Regular plan
BANK OF INDIA ELSS TAX SAVER FUND - Regular Plan - Growth
₹156.2NAV on 30 Oct 2026Expense ratio 2.33%
29 Oct 2025NAV low 146.08 · high 167.81-4.6%
In plain words
Over 3 years it returned +10.7% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -24.1%.
On 3-year return it ranks 12 of 37 funds in ELSS (Tax Saver).
A monthly SIP over 10 years ended ₹1,83,037 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -2.8% | +1.9% |
| 3 months | -3.9% | -5.1% |
| 6 months | -4.1% | -3.2% |
| 1 year | -4.2% | -10.2% |
| 3 years (yearly) | +10.7% | +7.4% |
| 5 years (yearly) | +9.2% | +6.5% |
| 10 years (yearly) | +14.2% | +11.3% |
| Since start (yearly) | +17.1% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,16,539 | -4.7% |
| 3 years | ₹3,60,000 | ₹3,64,125 | +0.7% |
| 5 years | ₹5,90,000 | ₹7,23,140 | +8.0% |
| 10 years | ₹11,90,000 | ₹24,59,981 | +13.8% |
Other plan of this fund: BANK OF INDIA ELSS TAX SAVER FUND - Direct Plan - Growth