NSE ScannerTata Mutual Fund · Solution Oriented · Retirement · Direct plan
Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth
₹76.986NAV on 30 Oct 2026Expense ratio 0.85%
29 Oct 2025NAV low 68.84 · high 83.79-1.6%
In plain words
Over 3 years it returned +11.1% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -15.1%.
On 3-year return it ranks 7 of 26 funds in Retirement.
A monthly SIP over 10 years ended ₹1,76,786 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -2.4% | +1.9% |
| 3 months | -5.9% | -5.1% |
| 6 months | -0.6% | -3.2% |
| 1 year | -1.4% | -10.2% |
| 3 years (yearly) | +11.1% | +7.4% |
| 5 years (yearly) | +9.3% | +6.5% |
| 10 years (yearly) | +12.1% | +11.3% |
| Since start (yearly) | +14.3% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,849 | -1.6% |
| 3 years | ₹3,60,000 | ₹3,86,803 | +4.5% |
| 5 years | ₹5,90,000 | ₹7,45,962 | +9.2% |
| 10 years | ₹11,90,000 | ₹21,73,340 | +11.5% |
Other plan of this fund: Tata Retirement Savings Fund-Moderate Plan - Regular Plan - Growth