TickerKhojTata Mutual Fund · Solution Oriented · Retirement · Regular plan
Tata Retirement Savings Fund-Moderate Plan - Regular Plan - Growth
₹64.4833NAV on 2 Nov 2026Expense ratio 2.15%
3 Nov 2025NAV low 57.25 · high 69.29-1.3%
In plain words
Over 3 years it returned +9.9% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -15.6%.
On 3-year return it ranks 7 of 27 funds in Retirement.
A monthly SIP over 10 years ended ₹1,79,794 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.1% | +4.6% |
| 3 months | -5.1% | -3.8% |
| 6 months | +0.3% | -1.6% |
| 1 year | -0.8% | -8.1% |
| 3 years (yearly) | +9.9% | +8.0% |
| 5 years (yearly) | +7.8% | +6.5% |
| 10 years (yearly) | +10.9% | +11.7% |
| Since start (yearly) | +13.2% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,786 | -0.3% |
| 3 years | ₹3,60,000 | ₹3,80,228 | +3.6% |
| 5 years | ₹6,00,000 | ₹7,37,963 | +8.2% |
| 10 years | ₹12,00,000 | ₹20,37,360 | +10.2% |
Other plan of this fund: Tata Retirement Savings Fund-Moderate Plan - Direct Plan - Growth