NSE ScannerComparison · NSE · data 2026-11-01
Indian Railway Catering & Tourism Corp. Ltd. vs Indian Railway Finance Corp. Ltd.
In plain words
Size: Indian Railway Finance Corp. Ltd. is about 2.7 times the market value of Indian Railway Catering & Tourism Corp. Ltd..
Valuation (P/E): Indian Railway Catering & Tourism Corp. Ltd. 25.1 vs Indian Railway Finance Corp. Ltd. 13.
Return on equity: Indian Railway Catering & Tourism Corp. Ltd. 35% vs Indian Railway Finance Corp. Ltd. 12.8%.
Profit growth over 3 years: Indian Railway Catering & Tourism Corp. Ltd. 11.5% a year vs Indian Railway Finance Corp. Ltd. 4.4% a year.
Debt to equity: Indian Railway Finance Corp. Ltd. 7.69 vs Indian Railway Catering & Tourism Corp. Ltd. 0.02.
Differences in the numbers, not a recommendation of either stock.
Side by side
| IRCTC | IRFC | |
|---|---|---|
| Price | ₹436.2 | ₹73.37 |
| Market cap | ₹34,908 cr | ₹95,923 cr |
| P/E | 25.1 | 13 |
| P/B | — | 1.6 |
| ROE | 35.0% | 12.8% |
| ROCE | 38.6% | — |
| Debt / equity | 0.02 | 7.69 |
| Operating margin | 29.8% | 25.1% |
| Dividend yield | 2.06% | 2.86% |
| Sales growth, 3 years (yearly) | 13.8% | 4.8% |
| Profit growth, 3 years (yearly) | 11.5% | 4.4% |
| 1-year return | -40.3% | -41.4% |
| Revenue, last 12 months | ₹5,425 cr | ₹30,364 cr |
| Net profit, last 12 months | ₹1,393 cr | ₹7,372 cr |
| Latest quarter | Jun 2026 | Sept 2026 |
| Quarter net profit | ₹330 cr | ₹1,958 cr |
| Quarter profit vs a year earlier | -0.2% | +10.2% |
| Promoter holding | 62.40% | 82.90% |
| Health check | Average (5.9/10) | Average (4.5/10) |
Common questions
Which has a higher P/E, Indian Railway Catering & Tourism Corp. Ltd. or Indian Railway Finance Corp. Ltd.?
Indian Railway Catering & Tourism Corp. Ltd. trades at the higher P/E (25.1 against 13). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Indian Railway Catering & Tourism Corp. Ltd. (35.0% against 12.8%).
Which carries more debt?
Indian Railway Finance Corp. Ltd. has the higher debt-to-equity ratio (7.69 against 0.02).