TickerKhojComparison · NSE · data 2026-11-02
IndusInd Bank Ltd. vs Indian Overseas Bank
In plain words
Size: IndusInd Bank Ltd. is about 1.2 times the market value of Indian Overseas Bank.
Valuation (P/E): IndusInd Bank Ltd. 21.8 vs Indian Overseas Bank 8.5.
Return on equity: Indian Overseas Bank 15.7% vs IndusInd Bank Ltd. 1.4%.
Profit growth over 3 years: Indian Overseas Bank 37.1% a year vs IndusInd Bank Ltd. -50.7% a year.
Debt to equity: Indian Overseas Bank 1.42 vs IndusInd Bank Ltd. 0.83.
Differences in the numbers, not a recommendation of either stock.
Side by side
| INDUSINDBK | IOB | |
|---|---|---|
| Price | ₹837.1 | ₹29.23 |
| Market cap | ₹65,448 cr | ₹55,324 cr |
| P/E | 21.8 | 8.5 |
| P/B | 1 | 1.4 |
| ROE | 1.4% | 15.7% |
| ROCE | 0.3% | 2.5% |
| Debt / equity | 0.83 | 1.42 |
| Operating margin | 15.7% | 33.9% |
| Dividend yield | 0.18% | 0.00% |
| Sales growth, 3 years (yearly) | 6.3% | 16.5% |
| Profit growth, 3 years (yearly) | -50.7% | 37.1% |
| 1-year return | 4.5% | -26.6% |
| Revenue, last 12 months | ₹52,940 cr | ₹40,817 cr |
| Net profit, last 12 months | ₹3,001 cr | ₹6,662 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹1,242 cr | ₹1,963 cr |
| Quarter profit vs a year earlier | — | +55.9% |
| Promoter holding | 15.82% | 92.44% |
| Health check | Weak (2/10) | Average (6/10) |
Common questions
Which has a higher P/E, IndusInd Bank Ltd. or Indian Overseas Bank?
IndusInd Bank Ltd. trades at the higher P/E (21.8 against 8.5). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Indian Overseas Bank (15.7% against 1.4%).
Which carries more debt?
Indian Overseas Bank has the higher debt-to-equity ratio (1.42 against 0.83).