TickerKhojComparison · NSE · data 2026-11-02
City Union Bank Limited vs Tamilnad Mercantile Bank Limited
In plain words
Size: City Union Bank Limited is about 1.7 times the market value of Tamilnad Mercantile Bank Limited.
Valuation (P/E): City Union Bank Limited 14.1 vs Tamilnad Mercantile Bank Limited 8.1.
Profit growth over 3 years: City Union Bank Limited 12.3% a year vs Tamilnad Mercantile Bank Limited 9.1% a year.
Debt to equity: City Union Bank Limited 0.54 vs Tamilnad Mercantile Bank Limited 0.12.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CUB | TMB | |
|---|---|---|
| Price | ₹211.16 | ₹803 |
| Market cap | ₹21,277 cr | ₹12,685 cr |
| P/E | 14.1 | 8.1 |
| P/B | 1.9 | 1.2 |
| ROE | 13.2% | 14.0% |
| ROCE | 2.6% | 2.4% |
| Debt / equity | 0.54 | 0.12 |
| Operating margin | 44.0% | 55.7% |
| Dividend yield | 0.93% | 1.56% |
| Sales growth, 3 years (yearly) | 12.5% | 12.4% |
| Profit growth, 3 years (yearly) | 12.3% | 9.1% |
| 1-year return | 19.5% | 66.1% |
| Revenue, last 12 months | ₹8,824 cr | ₹7,411 cr |
| Net profit, last 12 months | ₹1,490 cr | ₹1,578 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹416 cr | ₹451 cr |
| Quarter profit vs a year earlier | +26.6% | +42.1% |
| Promoter holding | — | — |
| Health check | Average (5.4/10) | Strong (6.9/10) |
Common questions
Which has a higher P/E, City Union Bank Limited or Tamilnad Mercantile Bank Limited?
City Union Bank Limited trades at the higher P/E (14.1 against 8.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Tamilnad Mercantile Bank Limited (14.0% against 13.2%).
Which carries more debt?
City Union Bank Limited has the higher debt-to-equity ratio (0.54 against 0.12).