TickerKhojComparison · NSE · data 2026-11-03
Capital India Finance Ltd vs U. Y. Fincorp Limited
In plain words
Size: Capital India Finance Ltd is about 1.2 times the market value of U. Y. Fincorp Limited.
Valuation (P/E): Capital India Finance Ltd 18.7 vs U. Y. Fincorp Limited 9.2.
Return on equity: U. Y. Fincorp Limited 13.4% vs Capital India Finance Ltd 6.1%.
Debt to equity: Capital India Finance Ltd 1.43 vs U. Y. Fincorp Limited 0.01.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CIFL | UYFINCORP | |
|---|---|---|
| Price | ₹17.86 | ₹29.94 |
| Market cap | ₹706 cr | ₹575 cr |
| P/E | 18.7 | 9.2 |
| P/B | — | — |
| ROE | 6.1% | 13.4% |
| ROCE | — | — |
| Debt / equity | 1.43 | 0.01 |
| Operating margin | -7.5% | 40.9% |
| Dividend yield | 0.11% | 0.00% |
| Sales growth, 3 years (yearly) | -6.9% | 43.4% |
| Profit growth, 3 years (yearly) | — | 84.0% |
| 1-year return | -50.7% | 102.3% |
| Revenue, last 12 months | ₹536 cr | ₹214 cr |
| Net profit, last 12 months | ₹38 cr | ₹62 cr |
| Latest quarter | Jun 2026 | Jun 2026 |
| Quarter net profit | ₹-3 cr | ₹20 cr |
| Quarter profit vs a year earlier | — | +228.6% |
| Promoter holding | 72.59% | 71.50% |
| Health check | Weak (1.9/10) | Strong (9.2/10) |
Common questions
Which has a higher P/E, Capital India Finance Ltd or U. Y. Fincorp Limited?
Capital India Finance Ltd trades at the higher P/E (18.7 against 9.2). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
U. Y. Fincorp Limited (13.4% against 6.1%).
Which carries more debt?
Capital India Finance Ltd has the higher debt-to-equity ratio (1.43 against 0.01).