NSE ScannerComparison · NSE · data 2026-11-01
Cholamandalam Investment and Finance Co. Ltd. vs Tata Capital Ltd.
In plain words
Size: Cholamandalam Investment and Finance Co. Ltd. is about 1 times the market value of Tata Capital Ltd..
Return on equity: Cholamandalam Investment and Finance Co. Ltd. 19.3% vs Tata Capital Ltd. 12.3%.
Profit growth over 3 years: Cholamandalam Investment and Finance Co. Ltd. 25.2% a year vs Tata Capital Ltd. 17% a year.
Debt to equity: Cholamandalam Investment and Finance Co. Ltd. 6.95 vs Tata Capital Ltd. 5.15.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CHOLAFIN | TATACAP | |
|---|---|---|
| Price | ₹1,586 | ₹319.9 |
| Market cap | ₹1,35,517 cr | ₹1,34,905 cr |
| P/E | 21.7 | 22.7 |
| P/B | 3.9 | 2.8 |
| ROE | 19.3% | 12.3% |
| ROCE | — | — |
| Debt / equity | 6.95 | 5.15 |
| Operating margin | 34.0% | 31.5% |
| Dividend yield | 0.13% | 0.18% |
| Sales growth, 3 years (yearly) | 34.1% | 34.8% |
| Profit growth, 3 years (yearly) | 25.2% | 17.0% |
| 1-year return | -7.8% | -1.7% |
| Revenue, last 12 months | ₹34,923 cr | ₹34,070 cr |
| Net profit, last 12 months | ₹6,222 cr | ₹5,966 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹1,630 cr | ₹1,660 cr |
| Quarter profit vs a year earlier | +40.6% | +51.3% |
| Promoter holding | 48.93% | 85.41% |
| Health check | Average (4.7/10) | Average (4.9/10) |
Common questions
Which has a higher P/E, Cholamandalam Investment and Finance Co. Ltd. or Tata Capital Ltd.?
Tata Capital Ltd. trades at the higher P/E (22.7 against 21.7). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Cholamandalam Investment and Finance Co. Ltd. (19.3% against 12.3%).
Which carries more debt?
Cholamandalam Investment and Finance Co. Ltd. has the higher debt-to-equity ratio (6.95 against 5.15).