NSE ScannerComparison · NSE · data 2026-10-30
Cholamandalam Investment and Finance Co. Ltd. vs Shriram Finance Limited
In plain words
Size: Shriram Finance Limited is about 1.4 times the market value of Cholamandalam Investment and Finance Co. Ltd..
Valuation (P/E): Cholamandalam Investment and Finance Co. Ltd. 21.7 vs Shriram Finance Limited 13.7.
Return on equity: Cholamandalam Investment and Finance Co. Ltd. 19.3% vs Shriram Finance Limited 16.4%.
Profit growth over 3 years: Cholamandalam Investment and Finance Co. Ltd. 25.2% a year vs Shriram Finance Limited 18.6% a year.
Debt to equity: Cholamandalam Investment and Finance Co. Ltd. 6.95 vs Shriram Finance Limited 2.76.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CHOLAFIN | SHRIRAMFIN | |
|---|---|---|
| Price | ₹1,586 | ₹823.15 |
| Market cap | ₹1,37,140 cr | ₹1,97,895 cr |
| P/E | 21.7 | 13.7 |
| P/B | 3.9 | 1.7 |
| ROE | 19.3% | 16.4% |
| ROCE | — | — |
| Debt / equity | 6.95 | 2.76 |
| Operating margin | 34.0% | 44.1% |
| Dividend yield | 0.12% | 1.28% |
| Sales growth, 3 years (yearly) | 34.1% | 17.3% |
| Profit growth, 3 years (yearly) | 25.2% | 18.6% |
| 1-year return | -7.8% | 11.5% |
| Revenue, last 12 months | ₹34,923 cr | ₹51,947 cr |
| Net profit, last 12 months | ₹6,222 cr | ₹12,688 cr |
| Latest quarter | Sept 2026 | Mar 2024 |
| Quarter net profit | ₹1,630 cr | ₹2,009 cr |
| Quarter profit vs a year earlier | +40.6% | +56.3% |
| Promoter holding | 49.22% | 20.30% |
| Health check | Average (4.7/10) | Average (5.4/10) |
Common questions
Which has a higher P/E, Cholamandalam Investment and Finance Co. Ltd. or Shriram Finance Limited?
Cholamandalam Investment and Finance Co. Ltd. trades at the higher P/E (21.7 against 13.7). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Cholamandalam Investment and Finance Co. Ltd. (19.3% against 16.4%).
Which carries more debt?
Cholamandalam Investment and Finance Co. Ltd. has the higher debt-to-equity ratio (6.95 against 2.76).