Comparison · NSE · data 2026-11-02
Cholamandalam Investment and Finance Co. Ltd. vs One 97 Communications Ltd.
In plain words
Size: Cholamandalam Investment and Finance Co. Ltd. is about 1.3 times the market value of One 97 Communications Ltd..
Valuation (P/E): One 97 Communications Ltd. 124.4 vs Cholamandalam Investment and Finance Co. Ltd. 22.1.
Return on equity: Cholamandalam Investment and Finance Co. Ltd. 19.3% vs One 97 Communications Ltd. 3.6%.
Debt to equity: Cholamandalam Investment and Finance Co. Ltd. 6.95 vs One 97 Communications Ltd. 0.01.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CHOLAFIN | PAYTM | |
|---|---|---|
| Price | ₹1,610.1 | ₹1,636.8 |
| Market cap | ₹1,35,517 cr | ₹1,04,985 cr |
| P/E | 22.1 | 124.4 |
| P/B | 4 | 6.3 |
| ROE | 19.3% | 3.6% |
| ROCE | — | -1.8% |
| Debt / equity | 6.95 | 0.01 |
| Operating margin | 34.0% | 2.3% |
| Dividend yield | 0.13% | 0.00% |
| Sales growth, 3 years (yearly) | 34.1% | 1.2% |
| Profit growth, 3 years (yearly) | 25.2% | — |
| 1-year return | -6.2% | 24.7% |
| Revenue, last 12 months | ₹34,923 cr | ₹9,554 cr |
| Net profit, last 12 months | ₹6,222 cr | ₹855 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹1,630 cr | ₹226 cr |
| Quarter profit vs a year earlier | +40.6% | +976.2% |
| Promoter holding | 48.93% | — |
| Health check | Average (4.8/10) | Average (4.5/10) |
Common questions
Which has a higher P/E, Cholamandalam Investment and Finance Co. Ltd. or One 97 Communications Ltd.?
One 97 Communications Ltd. trades at the higher P/E (124.4 against 22.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Cholamandalam Investment and Finance Co. Ltd. (19.3% against 3.6%).
Which carries more debt?
Cholamandalam Investment and Finance Co. Ltd. has the higher debt-to-equity ratio (6.95 against 0.01).