TickerKhojComparison · NSE · data 2026-11-02
Bajaj Finance Limited vs Cholamandalam Investment and Finance Co. Ltd.
In plain words
Size: Bajaj Finance Limited is about 4.3 times the market value of Cholamandalam Investment and Finance Co. Ltd..
Valuation (P/E): Bajaj Finance Limited 27.1 vs Cholamandalam Investment and Finance Co. Ltd. 22.1.
Profit growth over 3 years: Cholamandalam Investment and Finance Co. Ltd. 25.2% a year vs Bajaj Finance Limited 18.2% a year.
Debt to equity: Cholamandalam Investment and Finance Co. Ltd. 6.95 vs Bajaj Finance Limited 3.23.
Differences in the numbers, not a recommendation of either stock.
Side by side
| BAJFINANCE | CHOLAFIN | |
|---|---|---|
| Price | ₹941.85 | ₹1,610.1 |
| Market cap | ₹5,84,742 cr | ₹1,35,517 cr |
| P/E | 27.1 | 22.1 |
| P/B | 4.8 | 4 |
| ROE | 18.1% | 19.3% |
| ROCE | — | — |
| Debt / equity | 3.23 | 6.95 |
| Operating margin | 43.7% | 34.0% |
| Dividend yield | 0.64% | 0.13% |
| Sales growth, 3 years (yearly) | 26.7% | 34.1% |
| Profit growth, 3 years (yearly) | 18.2% | 25.2% |
| 1-year return | -10.5% | -6.2% |
| Revenue, last 12 months | ₹90,563 cr | ₹34,923 cr |
| Net profit, last 12 months | ₹21,694 cr | ₹6,222 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹6,266 cr | ₹1,630 cr |
| Quarter profit vs a year earlier | +28.5% | +40.6% |
| Promoter holding | 54.67% | 48.93% |
| Health check | Average (4.5/10) | Average (4.8/10) |
Common questions
Which has a higher P/E, Bajaj Finance Limited or Cholamandalam Investment and Finance Co. Ltd.?
Bajaj Finance Limited trades at the higher P/E (27.1 against 22.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Cholamandalam Investment and Finance Co. Ltd. (19.3% against 18.1%).
Which carries more debt?
Cholamandalam Investment and Finance Co. Ltd. has the higher debt-to-equity ratio (6.95 against 3.23).