NSE ScannerComparison · NSE · data 2026-11-01
Bajaj Housing Finance Ltd. vs REC Limited
In plain words
Size: REC Limited is about 1.2 times the market value of Bajaj Housing Finance Ltd..
Valuation (P/E): Bajaj Housing Finance Ltd. 23 vs REC Limited 5.
Return on equity: REC Limited 20.1% vs Bajaj Housing Finance Ltd. 12.1%.
Profit growth over 3 years: Bajaj Housing Finance Ltd. 26.7% a year vs REC Limited 13.6% a year.
Debt to equity: REC Limited 6.1 vs Bajaj Housing Finance Ltd. 4.6.
Differences in the numbers, not a recommendation of either stock.
Side by side
| BAJAJHFL | RECLTD | |
|---|---|---|
| Price | ₹77.42 | ₹285.6 |
| Market cap | ₹64,492 cr | ₹75,047 cr |
| P/E | 23 | 5 |
| P/B | 2.7 | 0.8 |
| ROE | 12.1% | 20.1% |
| ROCE | — | — |
| Debt / equity | 4.6 | 6.1 |
| Operating margin | 31.5% | 34.6% |
| Dividend yield | 0.00% | 6.51% |
| Sales growth, 3 years (yearly) | 25.4% | 14.9% |
| Profit growth, 3 years (yearly) | 26.7% | 13.6% |
| 1-year return | -29.8% | -26.3% |
| Revenue, last 12 months | ₹12,103 cr | ₹57,179 cr |
| Net profit, last 12 months | ₹2,806 cr | ₹15,098 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹757 cr | ₹3,478 cr |
| Quarter profit vs a year earlier | +17.7% | -21.2% |
| Promoter holding | 86.70% | 52.63% |
| Health check | Average (4/10) | Average (4.8/10) |
Common questions
Which has a higher P/E, Bajaj Housing Finance Ltd. or REC Limited?
Bajaj Housing Finance Ltd. trades at the higher P/E (23 against 5). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
REC Limited (20.1% against 12.1%).
Which carries more debt?
REC Limited has the higher debt-to-equity ratio (6.1 against 4.6).