TickerKhojBandhan Mutual Fund · Solution Oriented · Retirement · Direct plan
BANDHAN RETIREMENT FUND - Direct Plan - Growth
₹12.796NAV on 31 Oct 2026Expense ratio 1.03%
30 Oct 2025NAV low 12.16 · high 13.47-3.5%
In plain words
Over 3 years it returned +9.1% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -9.8%.
On 3-year return it ranks 13 of 26 funds in Retirement.
A monthly SIP over 3 years ended ₹10,221 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.5% | +1.9% |
| 3 months | -3.8% | -5.1% |
| 6 months | -1.2% | -3.2% |
| 1 year | -3.2% | -10.2% |
| 3 years (yearly) | +9.1% | +7.4% |
| Since start (yearly) | +8.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,327 | -3.6% |
| 3 years | ₹3,60,000 | ₹3,78,059 | +3.0% |
Other plan of this fund: BANDHAN RETIREMENT FUND - Regular Plan - Growth