Kotak Mahindra Mutual Fund · Index Funds · Equity Index · Regular plan
Kotak Nifty Financial Services Ex-Bank Index Fund - Regular Plan - Growth
₹14.845NAV on 2 Nov 2026Expense ratio 0.82%
3 Nov 2025NAV low 13.85 · high 17.04-8.6%
In plain words
Over 3 years it returned +12.1% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -17.2%.
On 3-year return it ranks 36 of 149 funds in Equity Index.
A monthly SIP over 3 years ended ₹3,306 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.4% | +1.9% |
| 3 months | -11.8% | -5.1% |
| 6 months | -6.1% | -3.2% |
| 1 year | -7.6% | -10.2% |
| 3 years (yearly) | +12.1% | +7.4% |
| Since start (yearly) | +13.2% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,12,022 | -12.0% |
| 3 years | ₹3,60,000 | ₹3,85,066 | +4.4% |
Other plan of this fund: Kotak Nifty Financial Services Ex-Bank Index Fund - Direct Plan - Growth