TickerKhojNJ Mutual Fund · Equity · ELSS (Tax Saver) · Direct plan
NJ ELSS Tax Saver Fund - Direct Plan - Growth
₹13.83NAV on 30 Oct 2026Expense ratio 0.77%
29 Oct 2025NAV low 13.08 · high 15.3-7.2%
In plain words
Over 3 years it returned +8.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -22.8%.
On 3-year return it ranks 31 of 37 funds in ELSS (Tax Saver).
A monthly SIP over 3 years ended ₹10,180 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -3.3% | +1.9% |
| 3 months | -7.8% | -5.1% |
| 6 months | -3.0% | -3.2% |
| 1 year | -7.1% | -10.2% |
| 3 years (yearly) | +8.2% | +7.4% |
| Since start (yearly) | +10.1% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,14,585 | -7.3% |
| 3 years | ₹3,60,000 | ₹3,51,908 | -1.4% |
Other plan of this fund: NJ ELSS Tax Saver Fund - Regular Plan - Growth