TickerKhojAditya Birla Sun Life Mutual Fund · Index Funds · Equity Index · Direct plan
Aditya Birla Sun Life Crisil IBX Gilt Apr 2028 Index Fund - Direct Plan - Growth
₹12.7059NAV on 30 Oct 2026Expense ratio 0.52%
29 Oct 2025NAV low 12.18 · high 12.73+4.2%
In plain words
Over 3 years it returned +7.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.6%.
On 3-year return it ranks 130 of 149 funds in Equity Index.
A monthly SIP over 3 years ended ₹1,600 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +1.9% |
| 3 months | +0.5% | -5.1% |
| 6 months | +2.0% | -3.2% |
| 1 year | +4.3% | -10.2% |
| 3 years (yearly) | +7.0% | +7.4% |
| Since start (yearly) | +6.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,859 | +3.9% |
| 3 years | ₹3,60,000 | ₹3,95,952 | +6.0% |
Top holdings (30 Sept 2026)
Fund size ₹21 crore · 3 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| Government of India (08/01/2028) | Sovereign | 67.64% |
| Government of India (21/09/2027) | Sovereign | 20.27% |
| Government of India (25/03/2028) | Sovereign | 7.69% |
Largest industries: Sovereign 95.6%.
Other plan of this fund: Aditya Birla Sun Life Crisil IBX Gilt Apr 2028 Index Fund - Regular Plan - Growth