UTI Mutual Fund · Debt · Long Term · Regular plan
UTI Long Term Fund - Regular Plan - Growth
₹11.7437NAV on 2 Nov 2026Expense ratio 1.27%
3 Nov 2025NAV low 11.42 · high 12.13-0.1%
In plain words
Over 3 years it returned +4.3% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -6.4%.
On 3-year return it ranks 7 of 7 funds in Long Term.
A monthly SIP over 3 years ended ₹5,465 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.6% | +4.6% |
| 3 months | -1.9% | -3.8% |
| 6 months | +0.3% | -1.6% |
| 1 year | -0.3% | -8.1% |
| 3 years (yearly) | +4.3% | +8.0% |
| Since start (yearly) | +4.5% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,603 | -0.6% |
| 3 years | ₹3,60,000 | ₹3,67,784 | +1.4% |
Other plan of this fund: UTI Long Term Fund - Direct Plan - Growth