Bank of India Mutual Fund · Equity · Multi Cap · Direct plan
BANK OF INDIA MULTI CAP FUND - Direct Plan - Growth
₹19.98NAV on 2 Nov 2026Expense ratio 1.16%
3 Nov 2025NAV low 17.2 · high 20.99+4.6%
In plain words
Over 3 years it returned +16.7% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -20.3%.
On 3-year return it ranks 4 of 22 funds in Multi Cap.
A monthly SIP over 3 years ended ₹8,207 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +4.6% |
| 3 months | -2.7% | -3.8% |
| 6 months | +3.3% | -1.6% |
| 1 year | +5.4% | -8.1% |
| 3 years (yearly) | +16.7% | +8.0% |
| Since start (yearly) | +20.8% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,821 | +5.9% |
| 3 years | ₹3,60,000 | ₹4,13,285 | +9.2% |
Other plan of this fund: BANK OF INDIA MULTI CAP FUND - Regular Plan - Growth