TickerKhojSBI Mutual Fund · Debt · Long Term · Direct plan
SBI Long Term Fund - Direct Plan - Growth
₹12.6822NAV on 2 Nov 2026Expense ratio 0.32%
3 Nov 2025NAV low 12.18 · high 12.93+1.9%
In plain words
Over 3 years it returned +6.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -4.4%.
On 3-year return it ranks 3 of 7 funds in Long Term.
A monthly SIP over 3 years ended ₹2,254 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.1% | +1.9% |
| 3 months | -0.8% | -5.1% |
| 6 months | +1.8% | -3.2% |
| 1 year | +1.7% | -10.2% |
| 3 years (yearly) | +6.2% | +7.4% |
| Since start (yearly) | +6.4% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,254 | +1.9% |
| 3 years | ₹3,60,000 | ₹3,79,622 | +3.5% |
Top holdings (30 Sept 2026)
Fund size ₹1,246 crore · 6 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 7.71% CGL 2066 | Sovereign | 39.32% |
| 6.94% CGL 2036 | Sovereign | 26.45% |
| 6.90% CGL 2065 | Sovereign | 13.68% |
| 7.74% State Government of Tamil Nadu 2036 | Sovereign | 5.98% |
| 7.43% CGL 2076 | Sovereign | 4.82% |
| Corporate Debt Market Development Fund-A2 | CDMDF | 0.66% |
Largest industries: Sovereign 90.3%, CDMDF 0.7%.
Other plan of this fund: SBI Long Term Fund - Regular Plan - Growth