TickerKhojHSBC Mutual Fund · Debt · Credit Risk · Direct plan
HSBC Credit Risk Fund - Direct Plan - Growth
₹37.8729NAV on 2 Nov 2026Expense ratio 0.84%
3 Nov 2025NAV low 35.8 · high 37.88+5.8%
In plain words
Over 3 years it returned +11.6% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.4%.
On 3-year return it ranks 3 of 13 funds in Credit Risk.
A monthly SIP over 3 years ended ₹5,117 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.1% | +4.6% |
| 3 months | +0.9% | -3.8% |
| 6 months | +3.2% | -1.6% |
| 1 year | +5.8% | -8.1% |
| 3 years (yearly) | +11.6% | +8.0% |
| Since start (yearly) | +10.5% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,676 | +5.7% |
| 3 years | ₹3,60,000 | ₹4,25,140 | +11.1% |
Other plan of this fund: HSBC Credit Risk Fund - Regular Plan - Growth