TickerKhojHSBC Mutual Fund · Debt · Gilt · Regular plan
HSBC Gilt Fund - Regular Plan - Growth
₹66.3206NAV on 2 Nov 2026Expense ratio 1.60%
3 Nov 2025NAV low 64.25 · high 67.53+0.9%
In plain words
Over 3 years it returned +4.6% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -4.5%.
On 3-year return it ranks 14 of 22 funds in Gilt.
A monthly SIP over 3 years ended ₹6,778 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.1% | +1.9% |
| 3 months | -0.8% | -5.1% |
| 6 months | +1.6% | -3.2% |
| 1 year | +0.8% | -10.2% |
| 3 years (yearly) | +4.6% | +7.4% |
| Since start (yearly) | +4.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,835 | +1.3% |
| 3 years | ₹3,60,000 | ₹3,74,352 | +2.5% |
Other plan of this fund: HSBC Gilt Fund - Direct Plan - Growth