TickerKhojAditya Birla Sun Life Mutual Fund · Debt · Long Term · Direct plan
Aditya Birla Sun Life Long Term Fund - Direct Plan - Growth
₹13.275NAV on 2 Nov 2026Expense ratio 0.43%
29 Oct 2025NAV low 12.82 · high 13.61+0.7%
In plain words
Over 3 years it returned +6.4% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -3.3%.
On 3-year return it ranks 1 of 7 funds in Long Term.
A monthly SIP over 3 years ended ₹3,862 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -1.0% | +1.9% |
| 3 months | -1.7% | -5.1% |
| 6 months | +1.4% | -3.2% |
| 1 year | +1.0% | -10.2% |
| 3 years (yearly) | +6.4% | +7.4% |
| Since start (yearly) | +6.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,485 | +0.7% |
| 3 years | ₹3,60,000 | ₹3,82,574 | +3.8% |
Top holdings (30 Sept 2026)
Fund size ₹89 crore · 24 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| Government of India (06/11/2073) | Sovereign | 16.28% |
| Government of India (18/05/2066) | Sovereign | 11.22% |
| 6.99% National Highways Authority of India (28/05/2035) ** | ICRA AAA | 10.65% |
| Government of India (18/08/2055) | Sovereign | 10.65% |
| 7.75% Indian Railway Finance Corporation Ltd. (15/04/2033) ** | ICRA AAA | 4.48% |
| 7.39% Indian Railway Finance Corporation Ltd. (15/07/2034) ** | ICRA AAA | 4.38% |
| Government of India (23/05/2036) | Sovereign | 2.87% |
| State Government Securities (27/03/2038) | Sovereign | 1.71% |
| State Government Securities (24/04/2034) | Sovereign | 1.12% |
| State Government Securities (20/03/2034) | Sovereign | 1.05% |
| State Government Securities (29/06/2034) | Sovereign | 0.79% |
| State Government Securities (05/06/2034) | Sovereign | 0.69% |
| State Government Securities (25/05/2034) | Sovereign | 0.62% |
| State Government Securities (01/06/2034) | Sovereign | 0.56% |
| Corporate Debt Mkt Devp. Fund-A2 | — | 0.54% |
Largest industries: Sovereign 50.0%, ICRA AAA 19.5%, Other 0.5%.
Other plan of this fund: Aditya Birla Sun Life Long Term Fund - Regular Plan - Growth