TickerKhojUnion Mutual Fund · Debt · Gilt · Regular plan
Union Gilt Fund - Regular Plan - Growth
₹12.064NAV on 2 Nov 2026Expense ratio 1.08%
3 Nov 2025NAV low 11.6 · high 12.45+0.1%
In plain words
Over 3 years it returned +4.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -6.9%.
On 3-year return it ranks 22 of 22 funds in Gilt.
A monthly SIP over 3 years ended ₹2,581 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.4% | +1.9% |
| 3 months | -1.5% | -5.1% |
| 6 months | +1.1% | -3.2% |
| 1 year | -0.2% | -10.2% |
| 3 years (yearly) | +4.3% | +7.4% |
| Since start (yearly) | +4.4% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,029 | +0.0% |
| 3 years | ₹3,60,000 | ₹3,70,281 | +1.8% |
Other plan of this fund: Union Gilt Fund - Direct Plan - Growth