NJ Mutual Fund · Debt · Overnight · Regular plan
NJ Overnight Fund - Regular Plan - Growth
₹1,279.183NAV on 2 Nov 2026Expense ratio 0.17%
2 Nov 2025NAV low 1,217.11 · high 1,279.18+5.1%
In plain words
Over 3 years it returned +5.8% a year, against +8.0% for its benchmark index.
Its worst fall from a peak in the last 3 years was 0.0%.
On 3-year return it ranks 26 of 35 funds in Overnight.
A monthly SIP over 3 years ended ₹611 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.5% | +4.6% |
| 3 months | +1.3% | -3.8% |
| 6 months | +2.6% | -1.6% |
| 1 year | +5.1% | -8.1% |
| 3 years (yearly) | +5.8% | +8.0% |
| Since start (yearly) | +6.0% | +11.3% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,329 | +5.1% |
| 3 years | ₹3,60,000 | ₹3,91,465 | +5.5% |
Other plan of this fund: NJ Overnight Fund - Direct Plan - Growth