TickerKhojITI Mutual Fund · Equity · Sectoral / Thematic · Direct plan
ITI Banking and Financial Services Fund - Direct Plan - Growth
₹16.3178NAV on 2 Nov 2026Expense ratio 1.10%
3 Nov 2025NAV low 15.06 · high 18.09-4.6%
In plain words
Over 3 years it returned +11.2% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -16.7%.
On 3-year return it ranks 90 of 139 funds in Sectoral / Thematic.
A monthly SIP over 3 years ended ₹11,279 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -1.1% | +1.9% |
| 3 months | -8.0% | -5.1% |
| 6 months | -2.8% | -3.2% |
| 1 year | -3.9% | -10.2% |
| 3 years (yearly) | +11.2% | +7.4% |
| Since start (yearly) | +9.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,14,544 | -8.3% |
| 3 years | ₹3,60,000 | ₹3,88,109 | +4.9% |
Other plan of this fund: ITI Banking and Financial Services Fund - Regular Plan - Growth