TickerKhojITI Mutual Fund · Debt · Dynamic Term · Regular plan
ITI Dynamic Term Fund - Regular Plan - Growth
₹12.5973NAV on 30 Oct 2026Expense ratio 1.23%
29 Oct 2025NAV low 12.53 · high 12.9+0.2%
In plain words
Over 3 years it returned +4.6% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -2.5%.
On 3-year return it ranks 19 of 21 funds in Dynamic Term.
A monthly SIP over 5 years ended ₹18,447 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.8% | +1.9% |
| 3 months | -1.8% | -5.1% |
| 6 months | -0.9% | -3.2% |
| 1 year | +0.4% | -10.2% |
| 3 years (yearly) | +4.6% | +7.4% |
| 5 years (yearly) | +4.5% | +6.5% |
| Since start (yearly) | +4.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,245 | -1.0% |
| 3 years | ₹3,60,000 | ₹3,74,444 | +2.5% |
| 5 years | ₹5,90,000 | ₹6,51,212 | +3.9% |
Other plan of this fund: ITI Dynamic Term Fund - Direct Plan - Growth