DSP Mutual Fund · Debt · Floating Interest Rates · Direct plan
DSP Floating Interest Rates Fund - Direct Plan - Growth
₹14.2545NAV on 30 Oct 2026Expense ratio 0.28%
29 Oct 2025NAV low 13.65 · high 14.34+4.3%
In plain words
Over 3 years it returned +7.5% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.8%.
On 3-year return it ranks 6 of 12 funds in Floating Interest Rates.
A monthly SIP over 5 years ended ₹5,291 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.4% | +1.9% |
| 3 months | -0.1% | -5.1% |
| 6 months | +2.5% | -3.2% |
| 1 year | +4.4% | -10.2% |
| 3 years (yearly) | +7.5% | +7.4% |
| 5 years (yearly) | +6.4% | +6.5% |
| Since start (yearly) | +6.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,897 | +4.0% |
| 3 years | ₹3,60,000 | ₹3,97,699 | +6.3% |
| 5 years | ₹5,90,000 | ₹7,03,072 | +6.9% |
Other plan of this fund: DSP Floating Interest Rates Fund - Regular Plan - Growth