Bank of India Mutual Fund · Equity · Flexi Cap · Direct plan
BANK OF INDIA FLEXI CAP FUND - Direct Plan - Growth
₹40.1NAV on 30 Oct 2026Expense ratio 0.89%
29 Oct 2025NAV low 34.77 · high 42.91+1.8%
In plain words
Over 3 years it returned +18.1% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -23.7%.
On 3-year return it ranks 2 of 36 funds in Flexi Cap.
A monthly SIP over 5 years ended ₹35,973 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -3.8% | +1.9% |
| 3 months | -2.7% | -5.1% |
| 6 months | +1.2% | -3.2% |
| 1 year | +1.9% | -10.2% |
| 3 years (yearly) | +18.1% | +7.4% |
| 5 years (yearly) | +15.0% | +6.5% |
| Since start (yearly) | +24.4% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,969 | +4.1% |
| 3 years | ₹3,60,000 | ₹4,09,626 | +8.2% |
| 5 years | ₹5,90,000 | ₹8,60,522 | +14.9% |
Other plan of this fund: BANK OF INDIA FLEXI CAP FUND - Regular Plan - Growth