TickerKhojPPFAS Mutual Fund · Equity · ELSS (Tax Saver) · Direct plan
Parag Parikh ELSS Tax Saver Fund - Direct Plan - Growth
₹30.8526NAV on 30 Oct 2026Expense ratio 0.65%
29 Oct 2025NAV low 30.02 · high 35.02-11.9%
In plain words
Over 3 years it returned +8.6% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -14.7%.
On 3-year return it ranks 30 of 37 funds in ELSS (Tax Saver).
A monthly SIP over 5 years ended ₹22,564 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.6% | +1.9% |
| 3 months | -4.2% | -5.1% |
| 6 months | -3.4% | -3.2% |
| 1 year | -11.3% | -10.2% |
| 3 years (yearly) | +8.6% | +7.4% |
| 5 years (yearly) | +10.3% | +6.5% |
| Since start (yearly) | +16.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,12,876 | -9.6% |
| 3 years | ₹3,60,000 | ₹3,58,498 | -0.3% |
| 5 years | ₹5,90,000 | ₹7,07,461 | +7.1% |
Top holdings (30 Sept 2026)
Fund size ₹5,401 crore · 48 holdings · 94% in equity
| Company | Industry | Weight |
|---|---|---|
| HDFC Bank Limited | Banks | 7.57% |
| Bajaj Holdings & Investment Limited | Finance | 7.05% |
| Power Grid Corporation of India Limited | Power | 6.58% |
| Coal India Limited | Consumable Fuels | 6.46% |
| Maharashtra Scooters Limited | Finance | 5.50% |
| ITC Limited | Diversified FMCG | 5.02% |
| ICICI Bank Limited | Banks | 4.86% |
| Kotak Mahindra Bank Limited | Banks | 4.70% |
| HCL Technologies Limited | IT - Software | 4.36% |
| Axis Bank Limited | Banks | 3.63% |
| Maruti Suzuki India Limited | Automobiles | 3.53% |
| Mahindra & Mahindra Limited | Automobiles | 3.51% |
| Bharti Airtel Limited | Telecom - Services | 3.41% |
| Infosys Limited | IT - Software | 3.13% |
| CCL Products (India) Limited | Agricultural Food & other Products | 2.65% |
Largest industries: Banks 20.8%, Finance 12.6%, IT - Software 10.6%, Automobiles 7.0%, Power 6.6%, Consumable Fuels 6.5%.
Other plan of this fund: Parag Parikh ELSS Tax Saver Fund - Regular Plan - Growth