NSE ScannerAditya Birla Sun Life Mutual Fund · Solution Oriented · Retirement · Direct plan
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Direct Plan - Growth
₹14.8641NAV on 30 Oct 2026Expense ratio 0.92%
29 Oct 2025NAV low 14.48 · high 15.02+2.6%
In plain words
Over 3 years it returned +5.6% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -1.2%.
On 3-year return it ranks 26 of 26 funds in Retirement.
A monthly SIP over 5 years ended ₹19,954 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.4% | +1.9% |
| 3 months | -0.5% | -5.1% |
| 6 months | +1.4% | -3.2% |
| 1 year | +2.7% | -10.2% |
| 3 years (yearly) | +5.6% | +7.4% |
| 5 years (yearly) | +4.9% | +6.5% |
| Since start (yearly) | +5.3% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,549 | +2.1% |
| 3 years | ₹3,60,000 | ₹3,86,183 | +4.4% |
| 5 years | ₹5,90,000 | ₹6,71,356 | +5.0% |
Top holdings (30 Sept 2026)
Fund size ₹14 crore · 6 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| Government of India (05/12/2033) | Sovereign | 21.46% |
| Government of India (22/04/2064) | Sovereign | 8.77% |
| 0% GOI - (06/05/2030) STRIPS | Sovereign | 7.78% |
| 8.55% HDFC Bank Ltd. (27/03/2029) ** | CRISIL AAA | 7.46% |
| State Government Securities (28/08/2035) | Sovereign | 5.76% |
| State Government Securities (28/12/2026) | Sovereign | 1.85% |
Largest industries: Sovereign 45.6%, CRISIL AAA 7.5%.
Other plan of this fund: Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan - Regular Plan - Growth