NSE ScannerAditya Birla Sun Life Mutual Fund · Solution Oriented · Retirement · Direct plan
Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - Growth
In plain words
Over 3 years it returned +7.8% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -3.7%.
On 3-year return it ranks 17 of 26 funds in Retirement.
A monthly SIP over 5 years ended ₹25,083 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.5% | +1.9% |
| 3 months | -1.7% | -5.1% |
| 6 months | +1.1% | -3.2% |
| 1 year | +1.7% | -10.2% |
| 3 years (yearly) | +7.8% | +7.4% |
| 5 years (yearly) | +6.7% | +6.5% |
| Since start (yearly) | +6.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,808 | +1.1% |
| 3 years | ₹3,60,000 | ₹3,90,755 | +5.1% |
| 5 years | ₹5,90,000 | ₹7,01,212 | +6.8% |
Top holdings (30 Sept 2026)
Fund size ₹27 crore · 45 holdings · 23.8% in equity
| Company | Industry | Weight |
|---|---|---|
| Government of India (06/10/2035) | Sovereign | 19.74% |
| Government of India (06/02/2033) | Sovereign | 8.51% |
| 8.55% HDFC Bank Ltd. (27/03/2029) ** | CRISIL AAA | 7.60% |
| Government of India (05/12/2033) | Sovereign | 3.64% |
| State Government Securities (28/08/2035) | Sovereign | 2.93% |
| Government of India (17/04/2030) | Sovereign | 2.84% |
| TD Power Systems Ltd. | Electrical Equipment | 1.78% |
| ICICI Bank Ltd. | Banks | 1.74% |
| HDFC Bank Ltd. | Banks | 1.60% |
| Hindalco Industries Ltd. | Non - Ferrous Metals | 1.24% |
| Metropolis Healthcare Ltd. | Healthcare Services | 1.22% |
| State Bank of India | Banks | 1.02% |
| Bharti Airtel Ltd. | Telecom - Services | 0.99% |
| Fortis Healthcare Ltd. | Healthcare Services | 0.94% |
| Bajaj Finance Ltd. | Finance | 0.90% |
Largest industries: Sovereign 37.7%, CRISIL AAA 7.6%, Banks 7.2%, Healthcare Services 2.7%, Electrical Equipment 1.8%, Pharmaceuticals & Biotechnology 1.5%.
Other plan of this fund: Aditya Birla Sun Life Retirement Fund-The 50s Plan - Regular Plan - Growth