NSE ScannerAditya Birla Sun Life Mutual Fund · Solution Oriented · Retirement · Direct plan
Aditya Birla Sun Life Retirement Fund-The 40s Plan - Direct Plan - Growth
In plain words
Over 3 years it returned +10.8% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -11.1%.
On 3-year return it ranks 9 of 26 funds in Retirement.
A monthly SIP over 5 years ended ₹27,648 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.5% | +1.9% |
| 3 months | -3.9% | -5.1% |
| 6 months | -0.4% | -3.2% |
| 1 year | -3.6% | -10.2% |
| 3 years (yearly) | +10.8% | +7.4% |
| 5 years (yearly) | +8.6% | +6.5% |
| Since start (yearly) | +10.0% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,891 | -2.9% |
| 3 years | ₹3,60,000 | ₹3,87,370 | +4.6% |
| 5 years | ₹5,90,000 | ₹7,33,357 | +8.5% |
Top holdings (30 Sept 2026)
Fund size ₹110 crore · 62 holdings · 78.2% in equity
| Company | Industry | Weight |
|---|---|---|
| Government of India (06/10/2035) | Sovereign | 6.52% |
| ICICI Bank Ltd. | Banks | 6.37% |
| HDFC Bank Ltd. | Banks | 4.07% |
| Government of India (22/04/2064) | Sovereign | 3.03% |
| Infosys Ltd. | IT - Software | 2.94% |
| Reliance Industries Ltd. | Petroleum Products | 2.84% |
| Ultratech Cement Ltd. | Cement & Cement Products | 2.83% |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | 2.76% |
| State Bank of India | Banks | 2.50% |
| Kotak Mahindra Bank Ltd. | Banks | 2.31% |
| Axis Bank Ltd. | Banks | 2.23% |
| Hindalco Industries Ltd. | Non - Ferrous Metals | 2.14% |
| Sai Life Sciences Ltd. | Pharmaceuticals & Biotechnology | 2.08% |
| Larsen & Toubro Ltd. | Construction | 2.05% |
| Coforge Ltd. | IT - Software | 1.98% |
Largest industries: Banks 19.7%, Sovereign 12.3%, Pharmaceuticals & Biotechnology 6.6%, IT - Software 5.2%, Consumer Durables 5.2%, Retailing 3.8%.
Other plan of this fund: Aditya Birla Sun Life Retirement Fund-The 40s Plan - Regular Plan - Growth