Nippon India Mutual Fund · Debt · Long Term · Direct plan
Nippon India Nivesh Lakshya Long Term Fund - Direct Plan - Growth
₹18.2193NAV on 30 Oct 2026Expense ratio 0.33%
29 Oct 2025NAV low 17.69 · high 19.02-0.8%
In plain words
Over 3 years it returned +5.8% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -5.1%.
On 3-year return it ranks 4 of 7 funds in Long Term.
A monthly SIP over 5 years ended ₹5,601 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -1.2% | +1.9% |
| 3 months | -3.0% | -5.1% |
| 6 months | +0.7% | -3.2% |
| 1 year | -0.3% | -10.2% |
| 3 years (yearly) | +5.8% | +7.4% |
| 5 years (yearly) | +5.3% | +6.5% |
| Since start (yearly) | +7.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,331 | -0.9% |
| 3 years | ₹3,60,000 | ₹3,76,043 | +2.7% |
| 5 years | ₹5,90,000 | ₹6,64,375 | +4.6% |
Other plan of this fund: Nippon India Nivesh Lakshya Long Term Fund - Regular Plan - Growth