TickerKhojPPFAS Mutual Fund · Debt · Liquid · Direct plan
Parag Parikh Liquid Fund - Direct Plan - Growth
₹1,582.4767NAV on 1 Nov 2026Expense ratio 0.11%
1 Nov 2025NAV low 1,487.12 · high 1,582.48+6.4%
In plain words
Over 3 years it returned +6.7% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was 0.0%.
On 3-year return it ranks 32 of 39 funds in Liquid.
A monthly SIP over 5 years ended ₹1,850 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.5% | +1.9% |
| 3 months | +1.5% | -5.1% |
| 6 months | +3.2% | -3.2% |
| 1 year | +6.4% | -10.2% |
| 3 years (yearly) | +6.7% | +7.4% |
| 5 years (yearly) | +6.1% | +6.5% |
| Since start (yearly) | +5.6% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,150 | +6.4% |
| 3 years | ₹3,60,000 | ₹3,97,251 | +6.5% |
| 5 years | ₹6,00,000 | ₹7,07,080 | +6.5% |
Top holdings (30 Sept 2026)
Fund size ₹5,228 crore · 40 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| Export Import Bank of India (04/11/2026) # | CRISIL A1+ | 4.75% |
| Canara Bank (23/11/2026) | CRISIL A1+ | 4.74% |
| Axis Bank Limited (26/11/2026) | CRISIL A1+ | 4.74% |
| Small Industries Dev Bank of India (02/12/2026) | CRISIL A1+ | 4.73% |
| HDFC Bank Limited (04/11/2026) | CARE A1+ | 3.80% |
| HDFC Bank Limited (19/11/2026) | CARE A1+ | 3.79% |
| LIC Housing Finance Limited (26/11/2026) | CRISIL A1+ | 3.79% |
| Power Finance Corporation Limited (09/12/2026) | CRISIL A1+ | 3.78% |
| Tata Capital Limited (04/12/2026) | CRISIL A1+ | 3.78% |
| National Bank For Agriculture and Rural Development (11/12/2026) | ICRA A1+ | 3.78% |
| Canara Bank (18/12/2026) | CRISIL A1+ | 3.77% |
| Small Industries Dev Bank of India (18/12/2026) | CARE A1+ | 3.30% |
| Bank of Baroda (07/12/2026) | IND A1+ | 3.21% |
| National Bank For Agriculture and Rural Development (27/11/2026) | CRISIL A1+ | 2.84% |
| ICICI Securities Limited (22/12/2026) | CRISIL A1+ | 2.82% |
Largest industries: CRISIL A1+ 56.1%, CARE A1+ 14.2%, ICRA A1+ 9.0%, Sovereign 5.0%, IND A1+ 3.2%, CRISIL AAA 2.2%.
Other plan of this fund: Parag Parikh Liquid Fund - Regular Plan - Growth