NSE ScannerMirae Asset Mutual Fund · Debt · Short Term · Direct plan
Mirae Asset Short Term Fund - Direct Plan - Growth
₹17.7459NAV on 30 Oct 2026Expense ratio 0.27%
29 Oct 2025NAV low 17.09 · high 17.87+3.8%
In plain words
Over 3 years it returned +7.1% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.9%.
On 3-year return it ranks 12 of 19 funds in Short Term.
A monthly SIP over 5 years ended ₹15,631 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -0.3% | +1.9% |
| 3 months | -0.1% | -5.1% |
| 6 months | +2.3% | -3.2% |
| 1 year | +3.8% | -10.2% |
| 3 years (yearly) | +7.1% | +7.4% |
| 5 years (yearly) | +6.3% | +6.5% |
| Since start (yearly) | +6.8% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,563 | +3.5% |
| 3 years | ₹3,60,000 | ₹3,96,236 | +6.0% |
| 5 years | ₹5,90,000 | ₹6,96,891 | +6.5% |
Top holdings (30 Sept 2026)
Fund size ₹512 crore · 41 holdings · 0% in equity
| Company | Industry | Weight |
|---|---|---|
| 6.94% Government of India (MD 11/05/2036) | Sovereign | 8.64% |
| 7.45% Export-Import Bank of India (MD 12/04/2028)** | CRISIL AAA | 7.80% |
| 7.06% Government of India (MD 27/07/2041) | Sovereign | 6.64% |
| 7.48% National Bank for Agriculture and Rural Development (MD 15/09/2028) | CRISIL AAA | 5.63% |
| 8.00% Bajaj Finance Ltd. (MD 12/05/2031)** | CRISIL AAA | 4.82% |
| 7.53% Bajaj Housing Finance Ltd. (MD 28/09/2029) | CRISIL AAA | 4.79% |
| 6.35% Larsen & Toubro Ltd. (MD 19/06/2028)** | CRISIL AAA | 4.78% |
| 7.30% REC Ltd. (MD 01/07/2031) | CRISIL AAA | 4.78% |
| Small Industries Development Bank of India (MD 11/06/2027)# | CRISIL A1+ | 3.90% |
| 7.54% Knowledge Realty Trust (MD 08/05/2029)** | CRISIL AAA | 3.87% |
| 7.01% National Bank for Agriculture and Rural Development (MD 16/03/2029)** | CRISIL AAA | 3.83% |
| 8.52% Muthoot Finance Ltd. (MD 07/04/2028)** | CRISIL AA+ | 2.92% |
| ICICI Bank Ltd. (MD 25/03/2027)**# | [ICRA]A1+ | 2.84% |
| 7.24% Shivshakti Securitisation Trust (MD 28/09/2029)** | CRISIL AAA(SO) | 2.61% |
| 8.95% Reliance Industries Ltd. (MD 09/11/2028)** | CRISIL AAA | 2.00% |
Largest industries: CRISIL AAA 57.0%, Sovereign 18.3%, CRISIL AA+ 6.8%, CRISIL A1+ 3.9%, [ICRA]A1+ 2.8%, CRISIL AAA(SO) 2.6%.
Other plan of this fund: Mirae Asset Short Term Fund - Regular Plan - Growth