NSE ScannerHDFC Mutual Fund · Equity · Sectoral / Thematic · Direct plan
HDFC Housing Opportunities Fund - Direct Plan - Growth
₹21.759NAV on 30 Oct 2026Expense ratio 1.40%
29 Oct 2025NAV low 21.08 · high 25.03-13.1%
In plain words
Over 3 years it returned +7.5% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -23.1%.
On 3-year return it ranks 121 of 139 funds in Sectoral / Thematic.
A monthly SIP over 5 years ended ₹19,370 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | -2.9% | +1.9% |
| 3 months | -7.2% | -5.1% |
| 6 months | -7.8% | -3.2% |
| 1 year | -12.9% | -10.2% |
| 3 years (yearly) | +7.5% | +7.4% |
| 5 years (yearly) | +9.7% | +6.5% |
| Since start (yearly) | +9.1% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,09,750 | -13.7% |
| 3 years | ₹3,60,000 | ₹3,40,895 | -3.3% |
| 5 years | ₹5,90,000 | ₹6,99,367 | +6.7% |
Other plan of this fund: HDFC Housing Opportunities Fund - Regular Plan - Growth