NSE ScannerHDFC Mutual Fund · Solution Oriented · Retirement · Direct plan
HDFC Retirement Fund - Equity Plan - Direct Plan - Growth
₹53.623NAV on 30 Oct 2026Expense ratio 0.92%
29 Oct 2025NAV low 51.01 · high 59.34-9.6%
In plain words
Over 3 years it returned +9.3% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -16.1%.
On 3-year return it ranks 11 of 26 funds in Retirement.
A monthly SIP over 10 years ended ₹1,81,599 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.7% | +1.9% |
| 3 months | -4.8% | -5.1% |
| 6 months | -2.0% | -3.2% |
| 1 year | -9.1% | -10.2% |
| 3 years (yearly) | +9.3% | +7.4% |
| 5 years (yearly) | +11.2% | +6.5% |
| 10 years (yearly) | +14.7% | +11.3% |
| Since start (yearly) | +17.0% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,13,905 | -8.2% |
| 3 years | ₹3,60,000 | ₹3,62,697 | +0.5% |
| 5 years | ₹5,90,000 | ₹7,28,446 | +8.3% |
| 10 years | ₹11,90,000 | ₹25,52,746 | +14.5% |
Other plan of this fund: HDFC Retirement Fund - Equity Plan - Regular Plan - Growth