NSE ScannerSBI Mutual Fund · Hybrid · Equity Savings · Direct plan
SBI EQUITY SAVINGS FUND - Direct Plan - Growth
₹27.2717NAV on 31 Oct 2026Expense ratio 1.49%
30 Oct 2025NAV low 26.37 · high 27.57+1.4%
In plain words
Over 3 years it returned +7.9% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -6.4%.
On 3-year return it ranks 14 of 20 funds in Equity Savings.
A monthly SIP over 10 years ended ₹68,845 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.1% | +1.9% |
| 3 months | -0.4% | -5.1% |
| 6 months | +1.1% | -3.2% |
| 1 year | +1.6% | -10.2% |
| 3 years (yearly) | +7.9% | +7.4% |
| 5 years (yearly) | +7.9% | +6.5% |
| 10 years (yearly) | +8.9% | +11.3% |
| Since start (yearly) | +9.2% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,031 | +1.4% |
| 3 years | ₹3,60,000 | ₹3,89,542 | +4.9% |
| 5 years | ₹5,90,000 | ₹7,15,429 | +7.5% |
| 10 years | ₹11,90,000 | ₹19,02,524 | +9.0% |
Top holdings (30 Sept 2026)
Fund size ₹5,413 crore · 105 holdings · 67.4% in equity
| Company | Industry | Weight |
|---|---|---|
| Kotak Mahindra Bank Ltd. | Banks | 6.73% |
| HDFC Bank Ltd. | Banks | 5.80% |
| ICICI Bank Ltd. | Banks | 5.14% |
| Reliance Industries Ltd. | Petroleum Products | 5.04% |
| Bharti Airtel Ltd. | Telecom - Services | 3.58% |
| SBI Liquid Fund - DIRECT PLAN -Growth Option | Mutual Fund/ETF | 2.92% |
| Cholamandalam Investment & Finance Co. Ltd.Perpetual | [ICRA]AA | 2.72% |
| 7.10% CGL 2034 | Sovereign | 2.30% |
| Life Insurance Corporation of India | Insurance | 2.29% |
| Altius Telecom Infrastructure Trust | Telecom - Services | 2.20% |
| Ultratech Cement Ltd. | Cement & Cement Products | 2.02% |
| Aurobindo Pharma Ltd. | Pharmaceuticals & Biotechnology | 1.95% |
| SBI Money Market Fund - Direct Plan - Growth Option | Mutual Fund/ETF | 1.93% |
| National Bank for Agriculture and Rural Development | CRISIL AAA | 1.84% |
| Bajaj Finance Ltd. | Finance | 1.77% |
Largest industries: Banks 22.1%, Telecom - Services 6.3%, Sovereign 5.5%, Petroleum Products 5.0%, Mutual Fund/ETF 4.8%, CRISIL AAA 4.1%.
Other plan of this fund: SBI EQUITY SAVINGS FUND - Regular Plan - Growth