NSE ScannerBank of India Mutual Fund · Debt · Credit Risk · Direct plan
BANK OF INDIA CREDIT RISK FUND - Direct Plan - Growth
₹14.9508NAV on 30 Oct 2026Expense ratio 0.61%
29 Oct 2025NAV low 12.78 · high 14.95+17.0%
In plain words
Over 3 years it returned +10.0% a year, against +7.4% for its benchmark index.
Its worst fall from a peak in the last 3 years was -0.2%.
On 3-year return it ranks 4 of 13 funds in Credit Risk.
A monthly SIP over 10 years ended ₹35,576 higher in the direct plan than the regular plan, because of the lower expense ratio.
Past returns, not a promise of future returns or a recommendation.
Returns vs benchmark
| Period | Fund | Benchmark |
|---|---|---|
| 1 month | +0.2% | +1.9% |
| 3 months | +1.3% | -5.1% |
| 6 months | +2.9% | -3.2% |
| 1 year | +17.0% | -10.2% |
| 3 years (yearly) | +10.0% | +7.4% |
| 5 years (yearly) | +27.8% | +6.5% |
| 10 years (yearly) | +2.4% | +11.3% |
| Since start (yearly) | +3.5% | +11.2% |
Monthly SIP of ₹10,000
| Period | Invested | Value now | Yearly return |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,30,387 | +14.4% |
| 3 years | ₹3,60,000 | ₹4,32,354 | +11.7% |
| 5 years | ₹5,90,000 | ₹8,49,977 | +14.4% |
| 10 years | ₹11,90,000 | ₹20,92,660 | +10.8% |
Other plan of this fund: BANK OF INDIA CREDIT RISK FUND - Regular Plan - Growth